News Updates Sunday 21st Oct 2018 :
  • Welcome to INPRESSCO, world's leading publishers, We have served more than 10000+ authors
  • Articles are invited in engineering, science, technology, management, industrial engg, biotechnology etc.
  • Paper submission last date of Sept/Oct 2018 extended to 25 Oct 2018, Submit online or at editor.ijcet@inpressco.com
  • Our journals are indexed in NAAS, University of Regensburg Germany, Google Scholar, Cross Ref etc.
  • DOI is given to all articles

A Comparative study of Non Performing Assets in Public and Private Sector Banks in the New Age of Technology


Author : Satpal

Pages : 2468-2475
Download PDF
Abstract

Non-performing assets are one of the major concerns for banks in India. NPAs reflect the performance of banks. A high level of NPAs suggests high probability of a large number of credit defaults that affect the profitability and net-worth of banks and also erodes the value of the asset. NPAs affect the liquidity and profitability, in addition to posing threat on quality of asset and survival of banks. The Indian banking sector has been facing serious problems of raising Non- Performing Assets (NPAs). The NPAs growth has a direct impact on profitability of banks. It involves the necessity of provisions, which reduces the overall profits and shareholders’ value. The problem of NPAs is not only affecting the banks but also the whole economy. In fact high level of NPAs in Indian banks is nothing but a reflection of the state of health of the industry and trade. It is necessary to trim down NPAs to improve the financial health in the banking system. The Indian banking sector is facing a serious problem of NPAs. An attempt is made in this paper that what is NPA? The factors contributing to NPAs, reasons for high NPAs and their impact on Indian banking operations, the trend and magnitude of NPAs in selected Indian banks.

Keywords: Gross NPA, Net NPA, Public banks and Private Sector Banks.

Article published in International Journal of Current  Engineering  and Technology, Vol.4,No.4 (Aug- 2014)

 

 

Call for Papers
  1. IJCET- Sept/Oct 2018 Issue

    Submission Last Date
    25 Oct
  2. DOI is given to all articles
  3. Current Issue
  4. IJTT-Dec-2018
  5. IJAIE-Dec-2018
  6. IJCSB-Dec-2018
  • Inpressco Google Scholar
  • Inpressco Science Central
  • Inpressco Global impact factor
  • Inpressco aap

International Press corporation is licensed under a Creative Commons Attribution-Non Commercial NoDerivs 3.0 Unported License
©2010-2018 INPRESSCO® All Rights Reserved